Don't put off necessary repairs
When times are tough
We can help you finance.
Flexible Phoenix Auto Repair Financing at Aces Automotive
At Aces, we know that major repairs don’t always come at convenient times. Whether you’re handling routine maintenance or facing a surprise breakdown, you shouldn’t have to choose between vehicle safety and your wallet. That’s why Aces offers fast, transparent auto repair financing in Phoenix—so you can get the work done today and pay over time with total confidence.
Snap Finance
Snap makes it easy to get Phoenix auto repair financing—even if you’ve had credit challenges in the past. Their lease-to-own model gives you flexibility and control.
✔ Great for all credit types
✔ Quick decisions
✔ Payments aligned with your paycheck
1. Get a Clear Estimate
We’ll walk you through your repair needs and pricing upfront—no pressure, no surprises. Just honest Phoenix auto repair from expert technicians you can trust.
2. Pick a Payment Plan That Works for You
Choose from flexible financing options: 0% APR Promotional Financing (on approved repairs over $500) Low-Interest Monthly Payments (6 to 36 months) Deferred Payment Plans (no payments for 30 days on larger jobs)
3. Apply In-Shop or Online
Apply right at the counter with a quick, paperless form—or use our online portal anytime before or after your visit.
4. Approve & Book
Once approved, review the full terms—payment amount, interest (if any), and schedule—then book your service and get back on the road fast.
Why Finance your auto repair?
Keep Your Budget on Track
Don’t let a transmission rebuild, brake overhaul, or A/C repair catch you off guard. Split repair costs into predictable monthly payments with transparent financing options.
Fast, Easy Approval
Apply online or in-shop in just a few minutes. Most customers receive an approval the same day—and we can begin your Phoenix car repair immediately.
Transparent, Upfront Terms
No gimmicks or games. You’ll see your total repair cost, financing rate, and payment schedule before signing anything.
Upgrade Now, Pay Later
Whether you're replacing worn brakes, rebuilding a suspension, or handling preventative maintenance, get it done now—and pay over time.
FAQ
ask us
anything
Will applying hurt my credit?
Most lenders do a soft credit check during pre-approval—that won’t affect your score. If you proceed, a full credit pull (hard inquiry) may occur and will always be disclosed first.
Which repairs are eligible for financing?
Most of our Phoenix auto repair services are eligible—including diagnostics, engine work, brakes, suspension, electrical, and routine maintenance.
Can I pay off my loan early?
Yes. Both Snap and EasyPay allow early payoff—and in many cases, you can save on interest or fees by doing so.
What happens if I miss a payment?
You’ll want to contact your financing provider directly for support. Each lender has their own terms, but we’re happy to help guide you through next steps.
